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The Official Blog of Episcopal Retirement Services

Calculating the Cost of Permanent Senior Care

It’s never easy to talk to your parents about permanent senior care—even if the conversation is precipitated by an immediate necessity. But the whole process can be easier when you understand all of the care options that are available, and the costs that are associated with each.

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Make Sure Mom and Dad Are Ready for All Their Future Care Needs

It can be a challenge to make sure that your parents are well-taken care of as they get older—especially when you have to take into account their future care needs. There are so many different scenarios and situations to consider.

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Medicare Won't Cover Your Affordable Senior Living

It can be difficult for a senior living on a fixed income to cover necessary expenses like rent or medical bills, but it’s easy enough to find local, state and, federal programs that can help older adults on lower incomes cover their current and future care expenses.

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Beware Medicare Scams Common in Senior Healthcare

We’ve found that a lot of older adults aren’t really sure what kind of medical and wellness expenses their Medicare plan actually covers. And with Medicare’s annual open enrollment period not long past (enrollment ended December 7), it’s more important than ever that seniors know what to expect from Medicare—especially if you changed plans during open enrollment.

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Your Introduction to the Social Security Cost of Living Adjustment

It's hard to fund retirement living on Social Security alone.

There are plenty of options for affordable senior living in Cincinnati, but that isn’t a cure for all your financial worries. The inflation of prices can make living on a fixed income stressful and unsettling, even if you have less expensive rent.

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Financially Fit Senior Living

 

Long-term and end of life planning is even less popular than the idea of getting older, but it is an integral part of healthy aging. How else will you ensure that your family respects your personal decisions about how you want your finances or healthcare to be managed if you are in no position to make your wishes known when you need care?

Read through our checklist on end of life and financial planning for the elderly to see some of the documents you should have on hand, then check out this article by A Place for Mom to see how you can safely gather and store all of your important documents at your home or retirement community.

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3 Simple Ways to Cut Financial Fraud out of Senior Life

Despite what television and the movies would have you believe, the favorite targets of investment fraudsters aren’t the frail and gullible. Yes, scam artists go after older adults, but they prefer victims who are educated and self-reliant, who have financial knowledge and are looking for new opportunities.

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